A middle-aged African American man sits at a kitchen table reading a document titled ā€œSurplus Funds Notification ā€“ Wake County Clerk of Court.ā€ He looks cautiously hopeful. A laptop beside him displays the North Carolina Courts website with a page about foreclosure documents. Also on the table are a manila envelope labeled ā€œForeclosure Documents,ā€ a set of house keys, and additional paperwork. Natural morning light filters through the window behind him, casting soft shadows in the modest home.

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  Unclaimed Cash: North Carolina Surplus Funds Explained Have you received a letter about potential surplus funds from a foreclosure? ManyNorth Carolina homeowners are surprised to learn they may have money waiting forthem after losing their home. This often happens when a foreclosed property sells formore than what was owedContinue Reading

A professional African-American female attorney sits at a polished wood desk in a modern law office, reviewing documents labeled ā€œSurplus Fundsā€ while speaking confidently with a middle-aged Black couple. The couple looks relieved and hopeful. A nameplate on the desk reads ā€œThe Walls Law Group,ā€ with framed North Carolina legal credentials visible on the wall and soft natural light coming through a nearby window.

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When your home is sold at foreclosure for more than what you owed, you’re entitled to the remaining proceedsā€”calledĀ surplus funds. These funds can amount to thousands of dollars, yet many former homeowners never claim what’s rightfully theirs, while others unknowingly surrender a significant portion to unregulated “surplus recovery” companies. AtContinue Reading

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Has an Investor or “Finder” Contacted you to Help You Claim Your Surplus Funds? READ THIS FIRST! NOTE: if you missed our previous posts on claiming Surplus Funds, please read this and this first! Don’t sign anything until you contact us! If property you used to own has been foreclosedContinue Reading